Paylytics | Automated Payment Economics

MERCHANT SNAPSHOT

Your next merchant opportunity

Add a business profile to begin your analysis.

MONTHLY CARD VOLUME$0Across all entered card types

CURRENT MONTHLY COST$0Estimated recurring cost

PROJECTED MONTHLY SAVINGS$0Based on entered assumptions

PROJECTED ANNUAL RECURRING SAVINGS$0Monthly recurring savings × 12; excludes upfront hardware

LIVE ANALYTICS

Merchant economics at a glance

Interactive visuals update as you change volumes, pricing and fees.

LIVE MODEL

CARD VOLUME MIX

Where the volume comes from

CAD / month

$0total volume

Enter card volumes to see the mix.

MONTHLY COST COMPOSITION

Current vs. proposed

CAD / month

CurrentProposed

Add processing volume and fees to compare costs.

Recurring monthly total$0$0

SAVINGS DRIVERS

Where the difference is made

Monthly impact

Your savings breakdown will appear here.

YOUR WORKFLOW

Build your proposal

Keep it simple: enter the facts, shape the offer, then show the numbers. Your comparison updates as you go.

0 / 3 essentials

LIVE OFFER CHECK

Does the offer make sense?

Offer vs current costWaiting for pricing

Average ticketNot entered

Transaction estimatesNot calculated

Proposal readinessIn progress

Sales tip

Lead with the merchant’s priorities. Use the numbers to make the value clear—not to do the selling for you.

STEP 4 OF 4Review the numbers and create the proposal

Check the assumptions and savings before preparing the customer-facing proposal.

Savings snapshot

All figures update from the inputs in the previous sections. Current-provider and proposed-offer costs are calculated independently.

What you pay today each month$0.00

What you would pay each month$0.00

Estimated monthly savings$0.00

Estimated savings over 12 months$0.00

1. Card processing rates

Rates are shown by card type, with the estimated monthly processing cost beside each one.

Card type	Volume / month	Transactions	Current rate	Current cost	Proposed rate	Proposed cost

2. Monthly account & service fees

Only fees entered for this merchant are listed. Usage-based charges are calculated using the monthly activity entered.

Fee	Current provider	Your offer

3. Hardware costs

Rental charges are recurring monthly costs. Purchases are shown separately as one-time upfront costs.

Equipment	Current provider	Your offer

4. POS software & add-ons

POS item	Current provider	Your offer

Offer checks

Complete pricing to review your offer.

First-year net savings (after upfront hardware purchases)

Card rates are shown exactly as entered. Interchange-plus is displayed as underlying interchange plus processor markup. Monthly account fees, equipment rentals and one-time purchases are itemized separately. Processing minimums are floors, not additional monthly fees.

CUSTOMER-READY OUTPUTYour proposal is assembled from the information you entered.

Review it, then print or save it as a PDF to share with the merchant.

Merchant proposal

Merchant payment proposal

Prepared for your business

A simple comparison of what you pay today and what you could pay with this offer. All amounts are in Canadian dollars.

What you pay today each month$0.00

What you would pay each month$0.00

Your monthly savings$0.00

Your savings over 12 months$0.00

Here’s what this means for your business

You accept payments from customers as usual. This offer changes what you pay to process those payments and any related monthly fees.

Monthly card sales$0.00

Estimated card sales over 12 months$0.00

TodayYOUR NEW OFFER

Payment processing and transaction charges$0.00$0.00

Other monthly service fees$0.00$0.00

Equipment and software each month$0.00$0.00

Total each month$0.00$0.00

You could save each month$0.00

That’s $0.00 over 12 months, before the one-time terminal purchase.

Detailed pricing breakdown (optional reference)

1. Card processing — monthly breakdown

Each card type is calculated separately: monthly volume × processing rate, plus transaction count × per-transaction fee.

Current provider pricing

Card type	Volume	Transactions	Rate + txn fee	Monthly cost

Your proposed pricing

Card type	Volume	Transactions	Rate + txn fee	Monthly cost

2. Monthly account & service fees

Only applicable fees are shown. Usage-based charges are calculated from the monthly counts entered.

Fee	Current provider	Proposed offer

3. Hardware — rental and purchases

Equipment	Current provider	Proposed offer

4. POS software & add-ons

POS item	Current provider	Proposed offer

5. Your monthly cost comparison

Monthly costs do not include one-time equipment purchases. Any equipment purchase is shown separately below.

What you pay each month	Current provider	Your proposed offer

Merchant overview

Your next merchant opportunity

Merchant economics at a glance

Where the volume comes from

Current vs. proposed

Where the difference is made

Activity & assumptions

Build your proposal

Does the offer make sense?

Merchant profile

1. Monthly card activity

2. Current pricing and your offer

CURRENT PROVIDER

YOUR OFFER

3. Enter rates by card type

Monthly fees & usage charges

Terminals, equipment & POS